Debt Service Coverage Ration

Fixed Charge Coverage

Liquidity Requirements

Change of Control

Personal Financial Statements

Financial Reporting Requirements

Restrictions on Adding Additional Debt

Material Adverse Changes to the business.

Monthly Payment Commercial Loan Calculator
Use this calculator to perform calculations for payments based upon an amortization schedule.

Interest Only Commercial Loan Calculator
If you have an Interest Only Commercial Loan Payment, use this calculator for calculating your monthly payments without paying principal.

Commercial Loan Calculator - Debt Service Coverage
If you are looking to refinance a commercial loan or obtain new commercial loan financing, this calculator will help you estimate your debt service ratio to determine whether you have enough cash flow for someone to give you a loan.

Commercial Loan Guidelines
What are the guidelines for commercial loans?  Here are common underwriting guidelines including loan to value (LTV) ratios

Commercial Loan Covenants
Find out what some of the common loan covenants for commercial lending in today's lending environment including personal guaranties, liquidity requirements and common provisions.